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James. T. Larkin, ChFC

I founded Los Alamos Retirement Strategies after working with Los Alamos professionals for several years in order to provide objective, professional advice and financial confidence to the people I most enjoying working with. 

I proudly hold the Chartered Financial Consultant® (ChFC®) designation, one of the premier designations for Financial Planners. I am passionate about expanding my skills and knowledge to ever better serve my clients, and closely follow peer-reviewed research on investing and other financial planning topics.

Prior to my career as a Financial Planner, I worked in healthcare management as a counselor, program supervisor, and marketing director. 

In 2006 I entered the seminary for the Archdiocese of Santa Fe, and had the privilege of studying for three years in Rome. I discerned that that was not my true  calling, but continued to develop the counseling skills that I have embraced throughout my life. 

Practicing Financial Planning allows me to realize my zeal for coaching as well engage with the analytical challenges that I thrive on. 

I moved to New Mexico in 2000 and completed my master's degree in the Great Books Program at St. John's College in Santa Fe. I grew up in Greenwich, Connecticut and London, England, and obtained my bachelor's degree in philosophy at the College of the Holy Cross in Worcester,Massachusetts.

I live in Santa Fe with my beautiful wife and four very active young children.


The ChFC® designation has been a mark of excellence for financial planners for almost thirty years. It currently requires more courses than any other financial planning credential as well as adherence to a Code of Ethics. The curriculum prvides extensive education and practical training in all aspects of financial planning, retirement planning, income taxation, investments, and estate planning. To learn more about the ChFC® designation click here.

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